Senior Architect - Payment Solutions Technology

Company: Bank of America
Location: Charlotte
Posted on: April 1, 2026

Job Description:

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for defining an architectural vision and solution that supports the strategic outcomes of the Business' Products and Services. Key responsibilities include defining the target operating environment, designing for client resiliency, assisting with solution design, and defining non-functional requirements. Job expectations include working with stakeholders and service providers aligned to the Business' strategic objectives, evaluating the impact of strategic design decisions, and contributing to the architecture roadmap. Responsibilities: Works across the business, operations and technology to create the solution intent and architectural vision for complex solutions and prioritize functional and non-functional requirements into a technology backlog to enable the technology roadmap and functionality to support evolving capabilities and services Contributes to the creation of the architecture roadmap of defined domains (Business, Application, Data, and Technology) in support of the product roadmap and the development of best practices including standardized templates Clarifies the architecture, assists with system design to support implementation, and provides solution options to resolve any architectural impediments Facilitates solution driven discussions, leads the design of complex architectures, and finds creative solutions through knowledge of domain, practical experiments, and proof of concepts while ensuring architecture is flexible, modular, and adaptable Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions Supports the team as needed to select the technology stack required for solutions and helps select preferred technology products Performs design and code reviews to ensure all non-functional requirements are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability) Develop architecture artifacts such as: Initial Design Approach (IDeA/POV), Solution, Architecture Document (SAD), Data Flow Diagrams (DFDD, Threat Models Provide guidance throughout the solution lifecycle, from ideation to delivery. Support Agile planning, estimation, and readiness assessments. Ensure compliance with security, governance, and cloud standards. Advise on technology platforms, integration patterns, and best practices. Required Qualifications: Strong understanding of enterprise architecture principles and frameworks. Expertise in designing complex, distributed systems. Knowledge of cloud platforms (Azure or AWS) and governance practices. Familiarity with banking or financial applications (preferred). Ability to create and review architectural artifacts. Excellent communication and stakeholder management skills. Experience leading complex discussions between stakeholders Proficiency with Agile methodologies and DevOps practices. Desired Qualifications: For 10 years in IT architecture or solution design roles. Experience in threat modeling and security compliance. Skills: Analytical Thinking Architecture Result Orientation Solution Design Technical Strategy Development Application Development Collaboration Data Management DevOps Practices Risk Management Agile Practices Automation Influence Solution Delivery Process Test Engineering Shift: 1st shift (United States of America) Hours Per Week: 40

Keywords: Bank of America, Kannapolis , Senior Architect - Payment Solutions Technology, IT / Software / Systems , Charlotte, North Carolina