Architect - Payments and Merchant Services

Company: Bank of America
Location: Charlotte
Posted on: April 1, 2026

Job Description:

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for defining an architectural vision and solution aligned to the enterprise architecture strategy, technology, and platform choices. Key responsibilities include describing the solution intent/associated operating environment, evaluating system impacts, determining the primary systems/sub-systems and their interfaces, and assisting with end-to-end solution design. Job expectations include defining non-functional requirements/architectural runway to support new epics/features and ensuring solutions are fit for purpose by working with stakeholders and service providers. Responsibilities: Consults with the business and operations to identify and understand challenges and opportunities to improve the use and effectiveness of technology, find creative solutions through knowledge of the domain, practical experiments, and Proof of Concepts, and aligns the solution intent and architectural vision to an evolving backlog of technology change Works with product management and other stakeholders to plan and prioritize technology focused backlog items for the architecture runway to enable business epics/features Performs design and code reviews to ensure all non-functional requirements for a solution are sufficiently met (for example, security, performance, maintainability, scalability, usability, and reliability) Leads rapid shaping of a high level architecture with details filled in with emerging business requirements and ensures architecture is flexible, modular, and designed to adapt easily Educates team members on the technology practices, standardization strategies, and best practices to create innovative solutions Clarifies the architecture and assists with system design for the development teams to support implementation and provides solution options to resolve any architectural impediments Utilizes the defined best practices, templates, and documentation to create architectural designs and suggests improvements to best practices and templates Leads and/or participates in the design, development, and implementation of complex system engineering activities involving cross-functional technical support, systems programming and data center capabilities. Responsible for components of highly complex engineering and/or analytical tasks and activities. Establishes input/output processes and working parameters for hardware/software compatibility, coordination of subsystems design, and integration of total system. Viewed as a technology subject matter expert; able to provide and communicate complex technology solutions across differing audiences including technical, managerial, business executives, and/or vendors. Will have responsibility for multiple, complex projects. Responsible for the application infrastructure architecture must have high availability, Load balance, resiliency, scalability of web infrastructure to meet corporate LOB objectives Identifying technical requirements for new projects like Hardware requirements, server’s operating system, Authentication and Authorization security, IIS configurations, Firewall connectivity, Load Balancer settings, DNS registrations, security severity, application dependencies, databases, scheduled jobs, and content replication Addressing production issues and troubleshooting applications incidents of any Priority1 / Priority2 and Priority3 incidents Managing team, assignments / review the project’s design, requirements, workflow, and documents with the team and working closely with multiple teams for implementation Creating design documents, technical documents, deployment documents and share with deployment and production support teams Identifying risk associated with LOB applications and escalation to senior management and providing solutions to mitigate risks Required Qualifications: 3 - 5 years of experience in design and engineering solutions for large business capabilities Expert experience and knowledge in design and engineering of applications hosted at external cloud such as Azure and AWS – not a must have but this requirement is priority Effective Communication – Clear, Concise and the ability to articulate ideas Should be able to lead and actively participate in conference calls with technical and business users Flexible to work in different shifts, including rotational night shift and weekend support Experience in Application Lifecycle Management Automation tools and integration using one or more of the following tools: Ansible by Red Hat, Jenkins or XLR Working knowledge/expertise with JIRA, NEXUS and ALM (Application Lifecycle Management) Exposure and familiarity with software development lifecycle methodologies (Agile) Candidate must be self-motivated, independent, detail oriented, able to work with little supervision and a responsible team-player Computer networking skills and working knowledge: Load balancers, firewall, etc. Degree in Computer Science, Electronics, Communication, Information Technology or equivalent education Understanding/experience with web application communication protocols - SOAP, HTTP, XML etc Working knowledge of application setup, support, and configuration Willing and able to work in a 24 X 7 environment including after hours and weekend support to support multiple time zones. Desired Qualifications: Bachelor's Degree in Computer Science, Information Systems or related field, or an equivalent combination of education and work experience. Expertise in Payment and Merchant Services capabilities are a plus Multiple years of demonstrated experience in Systems Administration or Systems Engineering. 2 years in a technical position using Cloud technologies Knowledge of Oracle and/or SQL databases Linux (RHEL, CentOS) experience Deep understanding of cloud computing technologies across Windows and Linux, with demonstrated hands-on experience on one or more of the following domains: Azure Core Platform : Compute, Storage, Networking Monitoring, alerting and logging tools, and build/release processes highly preferred Skills: Analytical Thinking Architecture Result Orientation Solution Design Technical Strategy Development Application Development Collaboration Data Management DevOps Practices Risk Management Agile Practices Automation Influence Solution Delivery Process Test Engineering Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - NJ - Jersey City - 101 Hudson St - 101 Hudson (NJ2101), US - NJ - Pennington - 1300 American Blvd - Hopewell Bldg 3 (NJ2130) Pay and benefits information Pay range $105,600.00 - $165,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Keywords: Bank of America, Kannapolis , Architect - Payments and Merchant Services, IT / Software / Systems , Charlotte, North Carolina